As a Business Financial Consultant working on the Employee Retention Credit, I've researched what happens for small business owners after the ERC refund checks are mailed and cleared to have a comprehensive understanding of the process and overall impact.What is the ERC?The Employee Retention Credit (ERC) is a refundable tax...
5 Reasons a Recession Isn’t the End of the World
Author: Courtney Rosenfeld If you’ve heard mentions of a possible recession in the news, you might have the impression that it’s an impending doomsday event. Indeed, recessions are often treated as a catastrophe, but you shouldn’t fall prey to this idea. A recession simply means that the economy is declining,...
Got Business Debt? Read This
Image via Unsplash Article Content: Courtney Rosenfeld Is your small business swimming in seemingly bottomless debt? If so, you're not alone. According to data from the Small Businesses Voices survey conducted by Goldman Sachs, 40% of small businesses in the United States “have less than three months of cash reserves.”...
How Your 401k Can Get You Through COVID
Given today's environment where we seesaw between opening up business and tightening more due to COVID, it's important to think about and understand how we're going to financially cope. Many Americans have been laid off due to the Pandemic and find it more than challenging to find work as many...